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Miami Underinsured Motorist Accident

Any traffic accident in Miami or Florida can be devastating, but a collision involving underinsured or uninsured drivers can make the aftermath and insurance process of an accident even more difficult and legally challenging for the injured victim. After the accident, it can be more difficult for someone who has been injured to get fair compensation for their medical bills. An injured person may be facing pain and suffering as well as expensive medical treatment after their accident only to find out that they have a hard time getting benefits and insurance money that can pay for these costs.

If you have been injured and find out that the at-fault driver was uninsured or underinsured, you can always contact Flaxman Law Group for free, no obligation legal advice. Our staff would be happy to meet with you in order to discuss your situation. In a free, no obligation consultation we would be happy to answer your questions and address your concerns.

What Laws Protect You in an Insurance Dispute in Miami or Florida After a Traffic Accident?

If you have been injured in an underinsured motorist accident or in a traffic accident where insurance becomes an issue, Florida law does protect you. For example, Florida's bad faith law protects consumers against insurance companies who do not want to pay out benefits. If an insurance company does not properly settle a claim in a timely fashion or refuses a legitimate claim, for example, the law ensures that the company may be pushed to pay the entire amount of damages. This is the case even if the damages are higher than the insurance limits on the policy.

Why do Underinsured Motorist Accidents Occur?

Of course, any traffic accident can occur for a number of reasons, such as:

  • Distracted driving
  • Drunk driving
  • Driver error
  • Mechanical failure
  • Poor road design

No matter what has caused a traffic collision, in an accident you expect to the at-fault driver's insurance company to pay for your medical bills and other expenses. However, it can be daunting to find out that a driver has been underinsured or uninsured. There are a number of reasons why a driver may be uninsured or underinsured:

  • They may be unemployed
  • They may not be able to afford a higher level of coverage
  • They may have a hard time qualifying for good quality coverage
  • They may not have read the fine print on their insurance policy and have done something that makes them disqualified for coverage
  • They may have missed some payments on their premiums and may not be fully covered as a result

The attorneys at Flaxman Law Group represent traffic accident survivors and personal injury plaintiffs across South Florida. Our full-service law firm works with accident reconstruction experts, expert witnesses, and other professionals. In a case involving uninsured or underinsured motorist accidents, Charles Flaxman of Flaxman Law Group can be a powerful resource. Before founding Flaxman Law Group, Charles Flaxman worked for 10 years in the insurance industry, and his experience means that he understands the policies and laws that insurance companies use to undervalue claims or deny claims. If you would like the attorneys of Flaxman Law Group working on your case, contact the law firm today for a free, no obligation case assessment.

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