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Homestead Uninsured Motorist Accident

Florida law requires all Florida motorists to carry car insurance in order to protect themselves and other passengers in the event of a car accident. While most drivers abide by this law, some people choose not to have car insurance. While it is true that car insurance premiums in Florida are quite high, there's no excuse for not having coverage that can protect yourself and other people in an accident.

If you are in a car collision with a driver who does not have car insurance, do you have options? The reality is that you do. You may have uninsured motorist coverage under your own car insurance policy, and this can help you pay for medical bills and other expenses related to your accident. You may also have a legal claim against the at-fault driver if negligence played a role in your accident. To review all your options and to find out how you can avoid having to pay all the costs of your accident out of pocket, contact Flaxman Law Group for a free, no obligation case review.

Why Do Motorists Drive Uninsured?

There are many reasons why motorists choose not to get covered:

  • They are driving an unregistered car or driving without a license
  • They do not want to pay the high premiums for their car insurance
  • They do not qualify for car insurance for some reason
  • A bad driving record or poor credit means that their premiums are very high
  • They let their motorist coverage lapse due to nonpayment
  • They have done something illegal and want to avoid having any official record of their driving – such as a driver’s license or car insurance – in order to avoid justice

There is no excuse for not having motorist coverage. If a driver has enough money to pay for a car and to get behind the wheel, they should have enough money to pay for car insurance. If the driver is negligent not only in causing an accident but also in not having adequate coverage to pay for your injuries, you may have legal options. Contact a personal injury attorney in Homestead to review those options so that you do not get stuck with the full cost of medical care, lost wages, and other expenses by yourself.

Protecting Yourself from Uninsured Drivers

One of the most unfortunate things about uninsured drivers is that they often become hit and run drivers. In a number of hit and run accidents in Homestead, it is eventually revealed that the at-fault driver was driving without insurance or a license and didn't stop at the scene of the accident in order to avoid having to face the consequences for driving illegally without motorist coverage.

Flaxman Law Group attorneys believe that drivers should be held accountable when they are reckless or when they break the law – such as by not having adequate coverage to protect others on the road. If you have been in a hit and run accident or in any accident with an uninsured driver, contact Flaxman Law Group to review your situation with an experienced personal injury attorney. If you are too injured to travel, Flaxman Law Group attorneys are willing to travel to your home, workplace, or hospital room to offer legal advice and to discuss your options.