Disability Benefits and Workers’ Compensation Benefits in Colorado
Workers' compensation benefits in Colorado, including disability benefits, are for injured Colorado workers. Workplace injuries and illnesses create a financial burden for employees, especially when they prevent an employee from working, and disability benefits help ease this distress.
Unfortunately, many hard-working people in Denver and across Colorado have a hard time securing the benefits that should be theirs. That’s why we at Flaxman Law Group encourage anyone who has been injured to contact our Denver team of experienced workers' compensation lawyers. Our compassionate family law firm can explain disability benefits and workers’ compensation benefits in Colorado and may be able to guide you through the process. We’re here to help, and we’re happy to offer a free, no obligation consultation to anyone who’s injured. Just call us at 970-999-0530 to arrange your free appointment.What You Need to Know About Disability Benefits and Workers’ Compensation Benefits in Colorado
Disability benefits are part of workers' compensation coverage, which most employers in Colorado are required to carry for their employees. If you’re covered and you suffer an on-the-job injury or occupational illnesses, disability benefits are designed to help replace lost wages and support you while you can’t work, whether that’s temporary or permanent.
In Colorado, disability benefits can include:
- Temporary Disability Benefits. These benefits are for workers who are temporarily unable to work due to a workplace injury or illness. You may be eligible for Temporary Total Disability (TTD) if your work injury temporarily prevents you from working in any capacity. You may qualify for Temporary Partial Disability (TPD) if your injury temporarily only allows you to perform light-duty work or work fewer hours temporarily. Typically, these benefits are two-thirds of your average weekly wage.
- Permanent Disability Benefits. These benefits are provided if you reach maximum medical improvement but still have a permanent disability that affects your ability to work. Permanent Partial Disability (PPD) is for permanent disability that still allows you to work in some capacity. Permanent Total Disability (PTD) is for injuries that permanently prevent the injured worker from engaging in any gainful employment. How much you get depends on the severity of your injury. A doctor will calculate the percentage of impairment by using the current Guides to the Evaluation of Permanent Impairment issued by the American Medical Association. This will help determine the amount of benefits you may qualify for.
If you’re injured on the job or are diagnosed with an occupational illness, you need to report the injury to your employer as soon as possible and seek medical attention. You will need to file paperwork with your employer or their insurance company in most cases, to get benefits.
Many injured workers also find it useful to speak with a Colorado workers’ compensation attorney. Unfortunately, in some cases employers and the insurance companies work to deny a claim or to minimize a claim. They have a financial reason to do so. A Colorado workers’ compensation lawyer, however, works for you, acting to make sure you maximize your compensation so you may not have to worry as much about the bills. A workers’ compensation attorney can make sure your injury is diagnosed and categorized correctly, can work to make sure your benefits are calculated accurately, and can negotiate with insurance companies and take other steps—all to make sure you get the workers’ comp benefits you deserve.
Flaxman Law Group is a family law firm with offices in Denver. However, we represent injured people throughout the entire state of Colorado. We understand how frightening it can be to be injured at work and to suddenly have no income. Our father-son team of workers’ compensation lawyers is here to help hard-working employees just like you. Our attorneys have worked for insurance companies and have defended these companies. We know how they work—and what negotiation tactics are most likely to be successful when we’re looking for more benefits for you.
If you’ve been injured and have questions about disability benefits and workers’ compensation benefits in Colorado, contact Flaxman Law Group for a free, no obligation case consultation with a workers’ compensation lawyer from our Denver offices. You can always reach us at 970-999-0530 to set up your consultation.