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North Miami Underinsured Motorist Accident

Florida is a no-fault insurance state. This means that in the event of a traffic accident in North Miami or your community, it does not initially matter who caused the traffic collision. Instead, you will be able to get benefits from your the insurance companies quickly in order to pay for medical bills and other costs.

What happens, though, when the other driver does not have car insurance or does not have enough insurance to pay for your injuries and costs? In order to secure the compensation and the financial resources you need, you may wish to speak with a personal injury attorney in your community in order to review your legal options for compensation. You may have a legal claim or other options that allow you to seek compensation under Florida law for your damages. To speak with a personal injury attorney today, contact Flaxman Law Group for a free consultation.

What Options Do You Have if You Have Been in a Collision with an Underinsured Motorist?

If you are a driver in Florida, you are likely covered by car insurance. If you are, you may also have underinsured or uninsured coverage. This type of motorist coverage is intended to help you if you are injured by someone who is not caring enough coverage or who is not carrying any insurance coverage. In these situations, this policy will kick in to ensure that your medical costs and other expenses are covered.

If you are looking at car insurance policies, it is a very good idea to get underinsured or uninsured motorist coverage, just in case. Unfortunately, a considerable number of people decide to drive every day without adequate insurance and if you are injured in a collision with one of these drivers, this could affect your ability to get fair compensation for damages and losses. If you happen to be in a car or truck accident in North Miami or anywhere in Florida with someone who does not have adequate coverage, this type of coverage may be your best option for getting compensation.

However, depending on your circumstances you may also have other legal options available to you. If you been injured in a car or truck accident in your community caused by someone who has not been carrying enough coverage or has no insurance coverage, your best option is to speak with a personal injury attorney. An attorney can advise you of your options and may even be able to represent you as you pursue insurance benefits or compensation.

Speaking With a Personal Injury Attorney After a Collision

It is also good idea to speak with a personal injury attorney in these situations because even if you have uninsured or underinsured coverage, you may not be able to get your benefits if you have reached a settlement with the other motorist’s insurance company. There are many complicated legal insurance policies and laws that could affect your claim, so consulting an attorney is important to ensure that the insurance law works for you and not against you. Depending on whether you have non-stackable or stackable policy limitations, this could also affect your claim. A qualified personal injury attorney with insurance industry experience can help you navigate the insurance process and can help you increase your chances of getting the compensation that you deserve.

If you are looking for a personal injury attorney after being injured in a traffic accident, contact Flaxman Law Group today. The attorneys at Flaxman Law Group have more than six decades of experience aggressively fight for the rights of accident victims and plaintiffs across South Florida. Charles Flaxman of the Flaxman Law Group also has 10 years of experience in the insurance industry as well as more than 25 years of experience as a trial attorney. His experience ensures that he understands exactly how insurance companies work – from both sides of the courtroom. To find out more about our case results or to schedule your free, no obligation case assessment, contact our law offices today.