Miami Beach Insurance Law

Insurance companies make a great deal of profit from policyholders just like you, so of course you expect your insurance company to be there when you need them to be. Unfortunately, insurance companies are in the business of making money. When they undervalue a claim or deny a claim, they make greater profits. Insurance companies benefit from resolving claims quickly and inexpensively, but that does not mean that you are benefited if you are paying high premiums but getting legitimate claims denied or undervalued.

If you are having trouble getting insurance money for a legitimate claim, contact the Flaxman Law Group for a free case consultation. Charles Flaxman of the Flaxman Law Group worked for 10 years in the insurance industry before graduating in the top 2% of his law class. He has experience in the insurance industry from both sides of the courtroom and he can put this experience to work for you.

Florida law states that when an insurance company does not act honestly and fairly toward the policyholder making a claim, the company has violated fair dealing or good faith expectations. In some of these cases, victims may have an unfair claims handling or bad faith claim case. In some cases, an unfair claims denial case or a breach of contract case can be filed.

Depending on the nature of the case, these situations can be handled by an insurance dispute attorney or by a personal injury attorney in Miami Beach or your community. It can be very difficult to determine what the case is and what sort of claims are possible, which is why you may want to call the Flaxman Law Group in order to get a careful evaluation of your specific situation.

Florida has adopted the Unfair Claim Settlement Practices Act to protect policyholders. When an insurance company tries to avoid paying valid claims or undervalues a claim, policyholders may be able to file an unfair claims handling case. In situations where an insurance company misleads of client, perpetuates fraud, or deceive the policyholder, this type of claim may be possible. If the insurance company takes part in another type of wrongdoing, such as refusing to meet an obligation stated in the policy, an unfair claims handling case may be possible.

Keep in mind, too that you may have other legal options in your case. If your insurance dispute occurred because of a car accident in Miami Beach, for example, you may be able to pursue a wrongful death claim, a car accident claim, or another claim in order to get compensation.

At the Flaxman Law Group, our attorneys understand how frustrating it can be to deal with an insurance company issue. If you are having difficulties with your insurance company or suspect that your claim may have been undervalued, contact the Flaxman Law Group to arrange for a free accident consultation to review your situation with a personal injury attorney.