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Homestead Underinsured Motorist Accident

By Florida law, motorists are expected to have car insurance in order to protect themselves and other passengers in the event of a car accident. If you're in a car or truck accident in Homestead or any other community, car insurance is meant to cover lost wages, medical bills, and other expenses related to your accident. Unfortunately, not all drivers have adequate insurance. Due to the high cost of premiums, some drivers get the lowest amount of coverage and in a catastrophic car crash, the coverage that they have may not cover the full cost of your injuries.

If this happens to you, do you have options? To find out, contact Flaxman Law Group for a free case evaluation. Charles Flaxman of the Flaxman Law Group worked for ten years in the insurance industry as an insurance claims adjuster, so he understands the insurance industry from both sides of the courtroom. He can help advise you of your insurance options as well as your legal options.

You May be Protected in an Accident

If you're like most drivers, you have underinsured motorist coverage. This type of coverage allows you to turn to your own car insurance company if the at-fault driver does not have adequate coverage for your medical costs. If you would like more information about how much money you may be able to secure through this type of coverage, contact a personal injury attorney in Homestead to review your legal options as well as your insurance options.

Medical Costs are High After a Car Accident

Unfortunately, the cost of car accidents in Homestead and other South Florida communities is very high. A person with a serious spinal cord injury, for example, can expect to pay $100,000 or more in medical costs alone in the first year of injury. This does not cover subsequent costs, lost wages, and the many incidental costs of the injury.

Someone who has sustained a serious head injury may be unable to return to work and may need to receive around-the-clock medical care for the rest of their life. This can easily add up to more than one million dollars or more over the course of a lifetime in medical costs and lost wages. Unfortunately, in most cases motorist insurance only covers medical costs up to a certain amount. If the at-fault driver in your car accident has low premiums and low coverage, you may have a hard time getting money to pay for all your medical costs. The driver may be covered for up ten thousand dollars while your costs may be many times that amount.

There are options. If the at-fault driver was negligent, for example, and this caused your car accident and injuries, you may have a legal claim that you can pursue. You may also be able to secure some compensation with your own car insurance company through underinsured or uninsured motorist coverage. You can also negotiate with insurance carriers to get a fairer settlement. To review all your options, contact Flaxman Law Group for a free, no obligation case review. Flaxman Law Group attorneys can help you explore all your options and can pursue all options for compensation in your case.